Your Business Made Easy
Quick and Flexible Small Business Loan Alternatives
Smart Step Funding is an industry leader in providing small businesses the financing they need quickly and easily, regardless of credit. Our Total Deposit Advance (TDA) and Credit Card Advance (CCA) are the perfect funding options for small businesses that need money fast, have limited fixed assets, have variable/seasonal revenue flow, or have been turned down by a bank. Find out what we can do for you.
SSF is the direct funder
Smart Step Funding is the actual funding source for thousands of small businesses in the United States. We pride ourselves on being able to offer small business owners the financing they need to expand or strengthen their businesses. You can receive funds for your business within days.
Why Smart Step Funding?
It’s simple! You want a source of financing for small business that is fast, flexible, and transparent. That’s what you get when you come to SSF.
Our 1-page application is simple and approval requires minimal documentation.
You can get pre-qualified within hours, and most businesses receive their money within days.
There are no fixed payments. When your business slows, you pay back less.
We look to your future and not your past. Even if you have marginal credit, we have solutions for you.
Find Your Industry
Business Cash Advance
Fast & Flexible
- Get prequalified within days
- Get more capital when you need it
- You don’t have to have great credit
- Multiple programs to fit various profiles
"A financial need arose at my office and Smart Step was there with the help I needed. They were prompt and supportive. Elizabeth has always made herself available and has been a joy to work with. My overall experience has been very favorable."
Chiropractor in Michigan
I RM, Manager and Co-Owner of RK’s Restaurant, have known and work with Smart Step funding and Mr. Albert for over fifteen (15) years. Mr. Albert has been an amazing inspiration to me and my company. I admire his diligence, motivation, and dedication to his customers and his ever willingness and passion in getting his job done with compassion and honesty. I immensely appreciate all the hard work and effort Mr. Albert has shown and continue to do so even now. I have no words left to describe his honesty, his workmanship and patience with his customers and it gives me great pleasure in expressing my gratitude and appreciation for the wonderful service over the years from Smart Step funding. Kindly accept this letter of acknowledgement and appreciation on his behalf from RK Restaurant
I needed a cash advance for updating equipment in the kitchen…Money came in very quick and the payment structure is great. [My Account Manager] does a great job and he is very quick and professional.
Ted E’s Burgers & More
I was able to get my money even after being told by my bank that they did not lend to my type of business. I even got my money without any fixed payments! Working with Smart Step Funding was pleasant because they’re professional and they have valued the relationship I have built with them.
Smart Step Funding offered me the best deal and service. Working with Smart Step Funding was pleasant because they were professional, understanding, and took a personal interest in my business…I got my money very quickly, I didn’t have a fixed deadline, and I was able to pay less when business was slow.
I needed money for cash flow and paying property taxes. Getting my advance was no hassle, just a phone call and it’s done.
Pete’s Tire & Automotive Service
We have had funding from other sources, but never again. SSF has been far the best to work with. I will never seek funding from any other source.
East End Auto Repair, Inc.