Industries We Serve

We work with businesses in virtually all industries, as long as the business has a physical location. Below are a few of our largest segments.

2

Food/Dining

Merchants are choosing Smart Step Funding for their restaurant financing

3

Retail

Owning a store means not only being responsible for the needs of your business, but also the needs of the people who depend on you as a fixture of the community

4

Automotive

It’s hard enough to diagnose an engine problem based on a customer’s impression of a rattle. You shouldn’t have to worry about where the capital your business needs is going to come from too.

2

Franchises

We’re not a bank, so we don’t require the same level of documentation to provide franchise financing with an alternative franchise loan with bad credit.

3

Bar/Nightclub

More goes on behind the bar than just cutting limes. Exploring new inventory, arranging deliveries, repairing damages, managing taxes and licenses — it takes a lot of work to keep the drinks flowing.

4

Medical

Your practice is both your passion and often your greatest source of aggravation. A health worker’s day never seems to end. But the only thing more challenging than keeping people healthy is getting the funding you need from the bank.

2

Education & Daycare

Teaching requires knowledge, enthusiasm, and above all: patience. But when you’re trying to run a business and have bills to pay, patience isn’t always a virtue or even a possibility.

3

Health & Beauty

What you do is a mixture of art and science. From curlers to dumbbell curls, bringing out the beauty in your customers isn’t easy. Neither is predicting all the unexpected needs your business may encounter on top of the normal cost of doing business.