Get Financing for Your Bar or Nightclub

                       Bars and nightclubs choose SSF for
                                           their financing

More goes on behind the bar than just cutting limes. Exploring new inventory, arranging deliveries, repairing damages, managing taxes and licenses — it takes a lot of work to keep the drinks flowing. But the only thing more challenging than keeping your bar running is getting the funding you need from the bank. Maybe you’ve applied for a small business loan and been turned down, or you can’t afford to wait the weeks and weeks a bank loan would take to get you the capital you need.

When you get an answer from us, you know it’s valid and that the funds will arrive in a short period of time.

What SSF can do for your bar or nightclub

Being the trendy watering hole means being able to anticipate your patrons’ needs. But no business owner can anticipate every need their bar or nightclub will have. One problem with a traditional bank loan is its inflexibility. When applying for a loan you may have to outline exactly how you intend to spend it, and banks’ strict payment deadlines don’t allow you to hold on to capital for uses you can’t anticipate. Here are just a few things you can use one of SSF’s small business loan alternatives for: offering new liquors and brands of beer, building a kitchen, insurance payments, salaries, expanding your advertising, buying out a partner, security, taxes and liquor license fees, repairs, renovations, and expansion, opening a new location, any other needs

Fast and simple with minimum documentation required

Most of our bars and lounges receive a pre-qualification from us within hours of submitting the 1-page application, and actually receive the money in their business bank account within days. The process for obtaining a traditional small business loan from a bank could take several months.

We are not a bank, so we don’t require a lot of documentation.  For example, unlike for traditional bank loans, you do not have to provide tax returns, financial statements, or physical collateral in order to obtain a business cash advance. We have a simple one-page application and may only require 4 months of credit card processing statements and 2 months of bank statements.

Personal credit isn't a problem and no payment schedules

We take many factors into consideration through our proprietary underwriting process, and we have funded thousands of merchants who have low credit scores. Business loans often require a minimum FICO or credit score.


A business cash advance isn’t a traditional loan. The advance is paid back as a percentage of your sales. When business picks up, you pay back more and when business slows, you pay back less.