Funding for Health & Beauty Businesses

               Health & beauty businesses choose capital                                                       for their financing


You understand how important it is to look and feel your best, but that can be hard when you’re worrying about your business. When you need additional capital for costs, you deserve a funding source that can get you money quickly regardless of your credit history. Maybe you’ve applied for a small business loan and been turned down, or you can’t afford to wait the weeks and weeks a bank loan would take to get you the capital you need. A merchant cash advance from SSF offers a better way

When you get an answer from us, you know it’s valid and that the funds will arrive in a short period of time.

What SSF can do for you

What you do is a mixture of art and science. From curlers to dumbbell curls, bringing out the beauty in your customers isn’t easy. Neither is predicting all the unexpected needs your business may encounter on top of the normal cost of doing business. One problem with a traditional bank loan is its inflexibility. When applying for a loan you may have to outline exactly how you intend to spend it, and banks’ strict payment deadlines don’t allow you to hold on to capital for uses you can’t anticipate. Here are just a few things you can use one of SSF’s small business loan alternatives for: new equipment for your customers, weight machines, barber and tattoo chairs, etc., upgrade your POS systems, offering new classes, treatments, and products, insurance and liability payments, salaries, expanding your advertising, buying out a partner, taxes, repairs, renovations, and expansion, opening a new location, etc.

Fast and simple with minimum documentation required

Most of our garages receive a pre-qualification from us within hours of submitting the 1-page application, and actually receive the money in their business bank account within days. The process for obtaining a traditional small business loan from a bank could take several months. Learn how our cash advance underwriting process works!

We are not a bank, so we don’t require a lot of documentation.  For example, unlike for traditional bank loans, you do not have to provide tax returns, financial statements, or physical collateral in order to obtain a business cash advance. We have a simple one-page application and may only require 4 months of credit card processing statements and 2 months of bank statements.

Personal credit isn't a problem and no payment schedules

We take many factors into consideration through our proprietary underwriting process, and we have funded thousands of merchants who have low credit scores. Business loans often require a minimum FICO or credit score.


A business cash advance isn’t a traditional loan. The advance is paid back as a percentage of your sales. When business picks up, you pay back more and when business slows, you pay back less.